Did you know 92% of adults have cavities and 50% of Americans have gum disease? Both are leading causes of tooth loss, despite being preventable. Unfortunately, brushing and flossing aren’t enough to keep decay and infection at bay. The American Dental Association also recommends a cleaning and checkup every 6 months; however, not everyone has dental insurance. You don’t have to skip seeing your dentist or worry about a large bill by joining a dental savings plan. You can invest in your oral health without costing you an arm or a leg.
What is a Dental Savings Plan?
77 million adults in the U.S. don’t have dental insurance. If you’re among those without coverage, a dental savings plan may be an option for you. You can save 10% to 60% off of common oral health services after a membership fee, which generally costs $100 to $600 per year. You can save thousands of dollars on dental services, including preventive appointments.
What’s Covered By a Dental Savings Plan?
Every dental savings plan differs, so you’ll have many options to choose from. For a low annual fee, you can benefit from discounted rates for:
Preventive Services
Every $1 spent on preventive dentistry is proven to save up to $50 on restorative costs by stopping common dental issues. Preventive savings plans can include:
- 2 examinations
- All dental X-rays
- 2 basic cleanings
- 2 fluoride varnish treatments
- 1 emergency visit
Restorative Services
You won’t have to delay dental work if money is tight. Savings plans offer a set discount off common restorative services, including:
- Fillings
- Dental crowns
- Tooth extractions
- Root canal therapy
Periodontal Services
Healthy gums are important for your overall well-being. A periodontal plan is recommended for patients with gum disease, which covers:
- All examinations
- All X-rays
- Periodontal maintenance cleanings
- 2 fluoride varnish treatments
- 1 emergency visit
- Discount off treatments
You won’t have to deal with premiums or deductibles. You can start using your savings plan right away. There aren’t any waiting periods or copays, which are common with dental insurance.
Keeping Dental Care Affordable
Although a savings plan won’t pay 100% of some expenses, it can significantly lower the amount you pay out-of-pocket. Besides using your plan benefits, many dental offices offer various financial solutions to keep a healthy smile affordable, like monthly payments.
You can pay any remaining balance using monthly installments through a third-party financing company, like CareCredit. You can enjoy little or no interest in financing based on your credit approval.
Not having dental insurance shouldn’t stand in the way of achieving your best smile. A dental savings plan is a wise choice to keep your teeth and gums healthy without the stress of a large bill.
About Dr. Kamlesh Makwana
Dr. Makwana earned his dental degree from Marquette University and has regularly continued his education in many services, including Invisalign. He strives to keep dental care affordable for everyone. Besides accepting dental insurance, he also offers an in-house savings plan and many payment solutions to keep a healthy smile within everyone’s budget. Request an appointment through our website or call (636) 489-1083.
